Built for equipment finance origination teams

Applications should not disappear into inboxes and lender portals.

Vertiqa keeps every applicant, document, stipulation, funder update, and next step visible from first inquiry to funded deal.

It is not a lending core. It is the application and follow-through layer your team actually works in every day.

Built for discovery-stage pilots with equipment finance brokers and originators.

Application package

Excavator finance request

Stips pending

Amount

$186K

Vendor

Metro Equipment

Owner

Avery

Portal application submitted

Applicant uploaded invoice, ID, and company profile

Bank statements requested

Owner assigned, due tomorrow

Package queued for funder review

Draft note ready for human approval

Next best action

Send the bank-statement request and keep the applicant updated before the funder SLA slips.

The deal usually does not die at underwriting. It dies in the gaps before it gets there.

Equipment finance teams lose momentum when the real operating truth is split across email, spreadsheets, PDFs, lender portals, and someone's memory.

Where packages stall
  • Application submitted, but the right documents are still missing
  • A funder asks for a stip and nobody owns the follow-up
  • The applicant keeps asking for status because nothing is visible
  • Vendor, applicant, broker, and funder context lives in different places
  • A manager cannot tell which deals are actually moving today
What Vertiqa keeps visible
  • One financing request timeline per deal
  • Applicant portal submissions and uploads
  • Requested documents, owner, status, and due date
  • Funder package status and next follow-up
  • Human-reviewed summaries and outbound drafts

How the application workflow runs in Vertiqa

Start with the work your team already does. Vertiqa gives it memory, ownership, and a visible next step.

1

Applicant submits once

A broker sends a portal link. The applicant completes the finance request and uploads the first document set.

2

The package becomes a deal timeline

Application details, documents, calls, emails, notes, funder status, and next steps stay tied to one financing request.

3

Missing items stay visible

Bank statements, invoices, tax docs, IDs, guarantees, or vendor paperwork get an owner, due date, and follow-up path.

4

Human review stays in control

AI can help summarize the package and draft follow-up. Humans review, approve, and send important communications.

Origination ops, not lending-core overclaim

Clear on what Vertiqa does, and what it does not do.

Equipment financing is regulated, document-heavy work. Vertiqa helps your team manage the package and the follow-through. It does not pretend to replace the systems that make credit, servicing, accounting, or legal decisions.

In scope

  • CRM for applicants, vendors, dealers, funders, and guarantors
  • Client portal application submission
  • Document upload, review, and missing-item tracking
  • Funder package status and follow-up tasks
  • Timeline of every call, email, note, upload, and status change
  • Human-approved AI summaries and draft follow-ups

Not claimed in v1

  • Underwriting or credit decisions
  • Credit bureau pulls, KYC, or KYB automation
  • Adverse-action notices
  • Loan servicing, payments, collections, or accounting
  • UCC/lien workflows
  • Autonomous approvals or autonomous external send

Built for the team that has to move the package

Vertiqa gives each role the same operating memory without forcing everyone into a heavy lending platform.

Broker or originator

See each deal, applicant, vendor, funder, next step, and promised follow-up in one place.

Ops coordinator

Know which documents are missing, who owns each stip, and what must happen today.

Applicant-facing team

Send clear requests, capture uploads, and answer status questions from the actual timeline.

Best-fit teams

This is for equipment finance teams where follow-through drives revenue.

Vertiqa is a strong fit when the owner or operator can point to real deals that slowed down because application details, documents, or funder status were scattered.

5 to 50 person broker or originator teams

Document-heavy application flow

Multiple funder relationships

Visible missing-info and follow-up leakage

Human review required before important send

Willing to run a paid, focused pilot

Cross-links

Agents that power Vertiqa for equipment financing teams

Each agent is governed by approval and memory. See what it does on the Vertiqa OS.

Want to test the application workflow on your real process?

Bring one recent deal that stalled because of missing information, documents, or funder follow-up. We will map where Vertiqa fits and where it does not.